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Annuities

Rethink what annuities can do for your clients.

Shorter commitments. Stronger accumulation potential. Simpler designs. Today’s annuities are strategic tools — Explore a shelf built to help your clients protect, grow, and generate income on their terms.

Explore the Shelf

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Fixed Annuities

Certainty Your Clients Can Count On
In a rate environment your clients are finally paying attention to, fixed annuities deliver competitive guaranteed rates without market exposure. Simple to explain, easy to implement — and a powerful tool for any conservative allocation.

Explore Fixed Annuities
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Fixed Indexed Annuities

Upside Potential. Downside Protection.
Clients want growth — they just don’t want to lose sleep over it. Today’s FIAs offer enhanced participation rates and innovative crediting strategies that let you build accumulation potential with a floor underneath. Add an optional income rider, and you can also guarantee a paycheck your clients can never outlive. Growth, protection, and lifetime income — all in one vehicle. The conversation has never been easier to start.

Explore FIAs
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Income Annuities

Turn Assets Into a Paycheck—Starting Now
For clients at the doorstep of retirement or already through it, an immediate annuity converts a lump sum into a guaranteed income stream they cannot outlive. It’s the simplest answer to the hardest question your clients ask: “Will my money last?”

Explore Income Annuities

Ready to See What’s on the Shelf?

Visit Portal to browse products, compare rates, and get contracted — all in one place. Your next annuity conversation starts here.

The Partnership Behind Your Best Annuity Solutions

You already know that the difference between a good annuity recommendation and a great one comes down to the details — product design, crediting strategy, carrier strength, and how it all fits within your client’s full retirement picture. The challenge isn’t understanding annuities. It’s having the time, access, and resources to consistently find the best fit across a crowded marketplace.

That’s where SPG Life & Annuity comes in.

We partner with top-tier carriers so you can offer your clients competitive rates without spending hours chasing quotes. Our team provides side-by-side product comparisons, income illustration analysis, and consultative case design — giving you the confidence to present the right solution, not just an available one.

Whether you’re positioning a fixed annuity for safety-focused clients, structuring an indexed strategy for accumulation or income, or building a guaranteed income stream with an immediate annuity, we work alongside you from first conversation to placed case.

What you get with SPG Life & Annuity:

  • Carrier access — Relationships with leading carriers, vetted for financial strength and product quality
  • Case design support — Personalized illustrations and strategy recommendations tailored to each client scenario
  • Market intelligence — Real-time insight into rate changes, product updates, and crediting method shifts so you’re always ahead of the curve
  • A true partner — Not a call center. A dedicated team that knows your business and picks up the phone

Our Carrier Partners

We partner with leading carriers, so every case gets the right fit.

Allianz logo
American National logo
athene logo
axonic logo
corebridge financial logo
F&G Annuities logo
Global Atlantic logo
Lincoln financial logo
Mass Mutual Ascend logo
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Oceanview
Reliance Standard
Sagicore
Securian 2025
The Standard
VIEW OUR FULL CARRIER LIST