SEARCH

LATEST POSTS

Life Insurance Policy Review – Why Clients Disappear

Clients disappear after a life insurance sale because the process stops the day the policy…

Risk Differentiation Underwriting

Life insurance is often a cruel assessor of mortality. It predicts a client’s life expectancy…

MORE FROM THE BLOG

Why Every Financial Plan Needs Disability Insurance

Every financial plan needs disability insurance because income loss from disability – not death –…

Life Insurance for Melanoma: Why A Diagnosis Isn’t Always A Decline

A melanoma diagnosis doesn’t automatically mean a declined case, you can still get your client…

When Does an Old Life Insurance Policy Need a Review?

If a client’s financial requirements and circumstances have shifted since their policy was written, a…

The GLP-1 Effect: Hype vs. Reality in Underwriting

Across the cases we see at SPG Life & Annuity, GLP-1 medications – Ozempic®,Wegovy®, and Mounjaro® –…

Term vs. Perm for Business Owners

For business owners, liquidity is everything. The ability to access capital quickly, without disrupting operations…

Underwriters See Paper and Test Results – Your Cover Letter Allows Them to Really See Your Client

Underwriters see paper and test results. Your cover letter allows them to really see your…

Search our insurance solutions