Total Benefit Solutions

PLATFORM: LIFE & HEALTH

Total Benefit Solutions, located in Bellevue, Washington is a specialized wholesale employee benefits agency with over 20 years of experience, founded by Mike Crosetto, John Henry, and Brad Green. Known for its entrepreneurial spirit, TBS provides comprehensive employee benefits solutions, focusing on multi-employer association products and risk management for niche markets. Acquired by Specialty Program Group in 2024, TBS brings deep expertise and a commitment to high-quality, tailored service for brokers and clients nationwide.

SPECIALTY & INDUSTRY

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Total Benefit Solutions

Specialty

TBS designs, sells, and administers employee benefits, HR, and payroll solutions for small to mid-sized employers and associations across a range of industries. Our offerings include specialized programs tailored to meet complex needs, including:

Aetna’s Access US National Health Programs: Coverage for U.S. subsidiaries of foreign-owned companies, available in 49 states.
Domestic Risk Based Products: ACA in Alaska and Washington, AFA in Idaho, Nevada, and Utah
Multi-Employer Association Health Plans: Industry-specific health plans for hospitality, technical services, oil and gas, and other sectors.
PEO Services: Comprehensive HR, payroll, benefits, and workers’ compensation solutions, with a nationwide health plan.
Group Quote Tool: A streamlined platform for quoting, renewals, and competitive intelligence.
TPA and Administration Services: Full billing, eligibility, and COBRA administration support.