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Annuity Solutions

Annuity Rescue

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Step 1 — Identify candidates
 Review your book for contracts out of surrender or with cash values nearing income values.

Step 2 — Engage our annuity team
 Send the latest statement and a completed Annuity Rescue Fact Finder.
 Link: Annuity Rescue Fact Finder 

Step 3 — Advise with confidence
 Discuss locking in gains, reducing fees, and pursuing stronger guaranteed lifetime income where appropriate.

  • Lock in gains
  • Reduce risk exposure
  • Reduce fee drag
  • Create more guaranteed income

Ensure clients have the best product for their needs while replacing dead assets and re-monetizing your book of business.

Whether it’s product innovation or practical selling advice, everything we do is about making the complex simple. Our personalized service, deep carrier relationships, and intense knowledge of annuities and retirement income help you present ideas with originality, precision, and speed.

  • Straightforward income design aligned to timing and budget
  • Side-by-side carrier comparisons and simple cash-flow views
  • A concise summary you can present with confidence

Annuity Rescue with SPG

Case study: Annuity Rescue uncovers missed income opportunities

Overview
 Barbara, female, age 68.
 $482,000 nonqualified variable annuity; income value $501,490; annual fees 3.40%.
 Current income @ 5% withdrawal rate = $25,075.
 Client has a pension; priority is protecting assets and leaving a benefit for two children.

Approach
 Repositioned to a more competitive solution, using guaranteed annual income of $28,197 to fund life insurance for tax-free death benefit; reduced market volatility with principal protection; cut annual fees by 75%.

Outcome

  • Increased guaranteed lifetime income by 12.45%
  • Provided a tax-free death benefit of $1.3M (174% more)
This case study is hypothetical and provided for illustrative purposes only. Results are not guaranteed and will vary based on individual circumstances, product selection, and carrier. This is not a solicitation or recommendation for any specific product.
View full case study details

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