Private Placement Life Insurance (PPLI)

Private Placement Life Insurance (PPLI) is a form of variable universal life insurance designed for high-net-worth or sophisticated investors seeking meaningful death benefit protection combined with tax-efficient investment growth. 

1. Net Worth of $20 Million or More
   Or someone who controls a business that puts them in that category
2. Looking to Reduce Taxes on Investments with a Desire for Long-Term Tax Diversification Strategy
3. Limited Need to Access Funds During Lifetime and a Longer Term Wealth Transfer Desire
4. Interested in Alternative Investments and May Seek a Source of Supplemental Retirement Income
5. Trusts in Excess of $5M
6. Wealthy Families or Family Foundations

We maintain relationships with carriers and administrators that specialize in PPLI. Our role is to coordinate design, underwriting, and platform access so the policy fits the plan and the process stays clean and compliant.