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Medical Malpractice

Medical Spa and Weight Loss Professional Liability

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With the proliferation of GLP-1 prescribing and the desire for aesthetic services, the need for a comprehensive professional liability solution has never been greater for medi-spas and weight loss clinics. We have the market relationships and extensive experience to provide our retail agents with the necessary solution.
Professional liability for Medi-Spas and weight loss, specifically GLP-1 (glucagon-like peptide-1) prescribing, refers to the legal and financial risks healthcare providers face when combining aesthetic treatments with medical services. Examples of this are prescribing GLP-1 receptor agonists, Botox injections, laser hair removal, and other non-surgical cosmetic procedures. While these medications and procedures can be highly effective, prescribing them carries the potential for complications, such as adverse reactions, improper dosages, or contraindications with other medications. Professional liability coverage ensures that providers can offer these treatments while managing the associated risks.
 
Medi spas and weight loss clinics are unique healthcare-related businesses that provide specialized services such as aesthetic treatments, weight management programs, and medical procedures. Due to the nature of these services, there is a heightened risk of potential claims related to malpractice, patient dissatisfaction, or even accidental harm. Professional liability insurance is essential for protecting these businesses from financial losses resulting from lawsuits alleging negligence, errors, or omissions in treatment. This type of insurance helps cover legal fees, settlements, or judgments, ensuring that the clinic can continue operating without devastating financial impact. Given the competitive and highly regulated environment of the healthcare and wellness industry, professional liability insurance offers critical peace of mind and safeguards a clinic’s reputation and future.

Medi Spa and Weight Loss Professional Liability with SPG

Coverages

  • Mental Health Organizations – residential and outpatient
  • Substance Abuse Treatment Centers – residential including detox as well as outpatient
  • Developmentally Disabled
  • Youth Services

Policy Highlights

  • Professional Liability
  • General lability
  • Hired and Non-Owned Auto
  • Sublimits for sexual abuse molestation coverage
  • Employee Benefits Liability
  • HIPAA defense and Billing Error defense
  • Excess

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