Innovative benefits and risk solutions tailored to employers, associations, and global groups
Medical
Data Analytics
Specialty
Simple, direct, eCommerce insurance built for today’s marketplace
Advanced life and annuity solutions with specialized underwriting and boutique service
Expert support to help businesses stay prepared and resilient
Proprietary Advantage
Our underwriting division designs unique, market-leading programs only available through SPG.
Contractors / Infrastructure
Mainstreet
Transportation
Commercial
Our experts.
Our relationships.
Your advantage.
Innovative benefits and risk solutions tailored to employers, associations, and global groups
Medical
Data Analytics
Specialty
Simple, direct, eCommerce insurance built for today’s marketplace
Life & Annuity
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Services
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et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
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et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
Proprietary Advantage
Our underwriting division designs unique, market-leading programs only available through SPG.
Contractors / Infrastructure
Mainstreet
Transportation
Commercial
Our experts.
Our relationships.
Your advantage.
Our Story
From idea, to business plan to a leading specialty MGA platform recognized as a top 20 global insurance broker. Our mission – reshape the landscape of specialty insurance.
SPG’s Leadership
Our leaders bring deep expertise and vision, shaping the future of specialty insurance and fostering partnerships built on trust and innovation.
Brand Portfolio
SPG unites a growing portfolio of specialty insurance brands, combining unique expertise and shared strength to deliver greater value together.
Partnering with SPG
Our approach to acquisitions is more than expanding our portfolio – it’s about customizing our partnerships to match the exact needs of each business we work with and crafting a community where every member embodies the principle of “Stronger Together”
Offered exclusively by Specialty Program Group, the Enhanced Fuel Solutions program is designed to meet the needs of businesses with unique premises specific exposures related to their fuel storage, oil or gas distribution, electric charging, or other alternative fuel operations. Bringing together a broad suite of products, the program is designed to allow “one stop shopping” for many of the most challenging coverages for target risks. We partner with A+ rated insurance carriers and provide superior service and support for you and your clients.
Today’s Risks
Whether you insure a repair shop, auto dealership, golf course, or gas station, your site pollution exposure is broader than just a possible leak from your storage tank. Oil/grease spills, hydraulic lifts, petroleum products, and chemical/pesticide storage are common pollution exposures at these facilities. The Enhanced Fuel Solutions policy can cover your range of exposures, along with the specific financial responsibility coverages needed for any onsite tanks. Coverage can be as broad or narrowly focused as your client desires.
Tomorrow’s Opportunities
The evolution of the term “fueling” is what inspired the creation of the Enhanced Fuel Solutions program. We are targeting alternative and renewable fuel storage, including electricity, biodiesel, hydrogen, ethanol, natural gas, propane, etc. Coverage for these new sites carries unique challenges that our product is designed to address. For example, electric charging stations carry environmental risk from the presence of batteries in the cars being charged, yet also have a significant inland marine exposure from complex and expensive charging units. Our program is developed to address these exposures and more.
The Enhanced Fuel Solutions program is built off the foundation of broad environmental coverage. This policy is designed to be flexible to meet your client’s needs, and can include full Site Pollution coverage including coverage for storage tanks that require evidence of financial responsibility. Additionally, it can cover tanks or dispensers holding various alternative fuels such as propane, hydrogen, or natural gas.
The policy can also be written to just provide coverage for the storage tank exposure if that is the preferred approach. The policy provides coverage for cleanup costs at an owner’s facility due to releases from the site itself and/or scheduled tanks on the policy. Coverage is also provided for third party bodily injury and property damage claims emanating from the site and/or scheduled tanks on the policy. Policies are written on a claims made basis, and can honor existing retroactive dates where applicable.
In addition to the pollution component, the Enhanced Fuel Solutions program can also provide Property and Inland Marine coverage for above ground property and equipment at the location. This can include ASTs, above ground piping, charging units, and dispensers.
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