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Program Features
- Market Ratings: AM Best A- or better
- Nationwide In-house Underwriting Authority
- Dedicated Claims Team
Eligibility
The Texas Employer not participating in the state workers’ compensation system. Focused fields:
- Trucking & Transportation
- Gig Economy
- Public Services
Coverages
Occupational Accident
- AD&D benefit: $150K-$250K
- TTD & CTD Weekly Disability benefit:Â $700-$850
- Combined Single Accident Medical limit: $500K-$2M
- Non-Occupation benefits: Available
- Passenger Accident benefits: Available
- Repatriation of Remains: Included
- Ambulance Transportation: Policy Limits
PLUS:
- ERISA Plan offered with Coverage
- State Compliant Notice to Employees Concerning Workers’ Compensation
- TDI DWC005 Form (Non-Subscription Notification)
Employer’s Liability
- $1M per Accident/$2M Aggregate
- $250K Legal Defense
Contingent Liability
- $1M per Accident/$2M Aggregate
- $250K Legal Defense
- Provides Cross State Exposure for TXNS EE’s