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Specialty coverages for courier last mile delivery companies working with independent contractors providing services for courier delivery, vehicle-to-door last mile delivery, and across threshold/installation white glove delivery.
Program Features
- Exclusive Market Program
- Available Nationwide
- In-house Underwriting Authority
- Target Customer:
- Courier Companies working with independent contractors providing:
- Courier Delivery – Vehicle to Door
- Last Mile Delivery – Across the Threshold/Installation
- Business-to-Business Delivery
- Courier Companies working with independent contractors providing:
Eligibility
100% Contractor Fleets Only (No Mixed Fleets)
Courier Delivery Companies
- Vehicles Light to Medium Duty, including Private Passenger
- Delivery – Same Day and Local
- FROM Vehicle TO Door – No Across Threshold or Install Exposure
- Cargo – Parcel package, some medical supplies, and time sensitive data files, legal paperwork, banking transactions
Last Mile Delivery Companies
- Vehicles – Light Duty, Step Vans, Box Trucks, typically No Private Passenger
- Delivery – The ‘Last Leg’ and Local
- FROM Store/Warehouse TO Home/Business – Across Threshold and Installation
- Cargo – Furniture, appliance, office equipment, gym equipment, signs, and trade show set-up
Coverages
- Hired & Non-owned Auto Liability
- Deductible: Options available
- Limits: $1M CSL; Underlying Coverage Required
- Cargo
- Deductible: $1K-$5K
- Limits: $10K-$500K
- Commercial General Liability
- Deductible: $2,500-$25K
- Limits: $1M per occurrence; $2M aggregate
- Errors & Omissions
- Deductible: $1K-$10K
- Limits: $1M per occurrence; $2M aggregate
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