SPG Life & Annuity's Risk Differentiation Underwriting (RDU) focuses solely on the individual merits of a client's clinical profile, favorably separating that risk from statistical data to reduce cost and expand coverage.
Consent orders raise D&O insurance questions for banks: when to notify carriers, insurer consent, and exclusions to watch for.
Standard CGL excludes pollution claims. See what pollution liability coverage protects for moving, storage, and junk hauling companies.
Four recent pollution incidents reveal the same coverage gap. See what agents need to know before the next claim hits.
Disability, not death, is the biggest threat to your clients’ financial plans. See why every plan needs disability insurance and how SPG Life & Annuity can help.
Life insurance melanoma cases aren't automatic declines. See how SPG negotiates Standard and Preferred rates for early-stage melanoma survivors.
If a client’s financial requirements and circumstances have shifted since their policy was written, a
Montgomery v. Caribe Transport removed a legal defense for freight brokers. See what the ruling means for liability coverage conversations.
Missing Site Pollution Liability could leave your insureds facing an uncovered six-figure loss. See the top 5 exposures agents overlook.
Across the cases we see at SPG Life & Annuity, GLP-1 medications – Ozempic®,Wegovy®, and Mounjaro® –
In the News: Pollution Events Around the Country Recent environmental news stories: EPA says Fort
For business owners, liquidity is everything. The ability to access capital quickly, without disrupting operations
Heavy Bulk and White Glove LMD carriers running IC fleets need coverage built for their risk profile — not a last mile policy. Here's why.
The insurance marketplace is evolving, active, and very complicated. This year has seen increased competition
Underwriters see paper and test results. Your cover letter allows them to really see your
Environmental Insurance can play a pivotal role in private equity backed transactions, helping to facilitate
CBS' 60 Minutes exposed a chameleon carrier network exploiting weak DOT oversight. See what it means for carrier vetting and insurance risk.
A Nationwide Retirement Institute survey published recently by InvestmentNews confirmed what most of us in
We are thrilled to announce that SPG Wholesale (formerly Monarch E&S Insurance Services) has been
Let me share something I think gets lost in how our industry talks about program
In the News: Pollution Events Around the Country Recent environmental news stories: Environmental Liabilities Are
For moving and storage operations relying on a fleet of vehicles, commercial auto insurance can
Paint and coatings manufacturers face some of the most complex and layered environmental concerns in
It’s certainly not new news that Commercial Auto Insurance Premiums continue to rise, but it’s
So, your insurance policy for your moving and storage operation is up for renewal. What
When speaking with Contract Drivers for 3PLs, we hear this question quite often: “Why do
Part of the SPG Family Since 2024, Commercial Sector Insurance Brokers (CSIB) has been part
Have you ever wondered what underwriters are looking at when making decisions about your business’s
In today’s market, a few million dollars of coverage is often not enough to adequately
Ask any insurance professional in the transportation industry, and they’ll tell you that a motor
