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Pollution Liability Coverage for Junk Haulers & Movers

Moving, storage, and junk hauling companies handle unknown and often hazardous materials every day —…

Four Pollution Incidents. One Insurance Blind Spot.

Four unrelated incidents this month — a hot tub, a construction site, an apartment complex,…

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Why Every Financial Plan Needs Disability Insurance

Every financial plan needs disability insurance because income loss from disability – not death –…

Life Insurance for Melanoma: Why A Diagnosis Isn’t Always A Decline

A melanoma diagnosis doesn’t automatically mean a declined case, you can still get your client…

When Does an Old Life Insurance Policy Need a Review?

If a client’s financial requirements and circumstances have shifted since their policy was written, a…

Montgomery v. Caribe Transport: The Insurance Industry Needs to Pay Attention

A Landmark Ruling Ends Broker Preemption On May 14th, the Supreme Court unanimously ruled in…

Top 5 Site Pollution Risks You Shouldn’t Miss. Are Your Insureds Exposed?

Without Site Pollution Liability, your insureds could be facing an uncovered six-figure loss. Site Pollution…

The GLP-1 Effect: Hype vs. Reality in Underwriting

Across the cases we see at SPG Life & Annuity, GLP-1 medications – Ozempic®,Wegovy®, and Mounjaro® –…

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