Just Launched:  Our new SPG Wholesale Division is here. Discover the story
SPG Logo
SPG Logo

Why work with SPG Environmental?

SPG Environmental, formerly Beacon Hill Associates, has over 30 years of experience helping our agents place the most effective coverage possible with the industry’s leading insurance companies. Focused exclusively on environmental and energy related risks and coverages, SPG is uniquely suited to assist agents with assessing their client’s needs, finding effective coverage options to consider, and providing the tools necessary to help the agent sell the coverage.

The Numbers

  • Specializing exclusively in this niche for over 30 years
  • Over 80,000 accounts worked on
  • Placed coverage on over 45,000 accounts
  • Over $850M in premium placed
  • New business received-to-bound ratio > 39.00%
  • Renewal premium retention approximately 91%
  • Dedicated post binding service and support teams
  • Dedicated renewal team, assuring the best retention possible

The components of our success are clear and compelling. We believe that it takes Experience to truly understand the intricacies of the market. It also takes the right Carrier Partners, and the right relationships with them. Another key aspect is the ability to put Options, or choices, on the table for our insureds to consider. And finally, it takes an understanding of what our real Value needs to be, and an ability to deliver on it day after day.

Experience

Unrivaled knowledge of the environmental insurance industry.

When SPG Environmental, formerly Beacon Hill Associates, was founded in 1990, it was one of the first national brokers to focus exclusively on the environmental market. Over the years, we have developed an in-depth knowledge of environmental and energy coverages and the carriers that provide them. By having a solid understanding of the products we are offering you, as well as knowing what your competitors might be offering, we can help you distinguish yourself in this competitive market. We continually examine our products and service, and strive to bring you the latest information on environmental and energy insurance from the best sources.

Having done this for so long, we’ve seen it all, and written coverage for a lot of it. From fast and easy to complex and challenging, our experience allows us to help you successfully place this important coverage for your client.

Carrier Partners

Exclusive partnerships with top environmental markets.

SPG works with the most reputable carriers in the business and is a leader in providing wholesale access to these important insurance markets. Quality of an insurance carrier is not dictated solely by their AM Best Rating. Commitment to the environmental and energy space, scale of operation, and method for claims handling are all important aspects we review before working with a carrier. It is very difficult to get good service from a company that has dabbled in the space and then moved on to other things. We look for those carriers that are committed to the lines of business we are writing with them.

In addition, we work to be sure we are a true partner to our carriers. We use a proprietary marketing method that allows us to select those carriers most likely to succeed on your account. This allows us to streamline marketing which brings us a higher success ratio with those carriers we do approach. Because of this, our submissions are the first reviewed at our carriers’ offices.

Options

Multiple quotes, various limits & terms, and different coverage constructions.

We are here to help you evaluate your clients’ environmental exposures and review the products available to them. The SPG Environmental team understands how important it is to obtain options for your insureds that will provide protection and security for the well-being of their companies. Multiple quotes, various limits, different coverage constructions. All are important to consider in crafting an insurance program.

Unlike a carrier or MGA, we have the ability to bring the best to the table that our separate markets have to offer, giving your client real choices about how to manage their risk. We also compare and contrast those coverage choices with you, again helping the insured see the true value in the products available.

Value

Our top priority is to add value to the relationship between you and your client. How do we do this? By offering the best environmental and energy products from leading carriers, and by providing you with the tools to explain the benefits to your client. Growing your book of business and cementing the relationship between you and your client—now that’s value.

Post-sale, SPG Environmental has a dedicated service team to make the service and support of your account a smooth process. By providing exceptional service after the sale, we build a strong foundation for a long term relationship with the insured.