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Industrial Turnaround Contractor Program

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SPG Energy’s Industrial Turnaround Contractor Program is a casualty-led E&S insurance solution for contractors performing planned shutdowns, maintenance, repairs and upgrades at high-hazard industrial facilities, including refineries, chemical plants and processing operations.

Designed for turnaround contractors (not general construction) the program helps retail brokers access specialized underwriting for contract-driven industrial work where safety controls, project oversight and loss performance are critical.

Industrial shutdown and turnaround contractor insurance is designed for contractors performing planned maintenance, repairs and upgrades during temporary shutdowns at high-hazard facilities. SPG Energy’s program provides a casualty-led E&S solution for eligible contractors working at refineries, chemical plants and processing operations.

The program is intended for experienced, pre-qualified contractors whose primary work includes planned industrial shutdowns, turnarounds, maintenance, repairs or upgrades. General construction risks are not the program’s target. Eligibility depends on the contractor’s operations, safety controls, loss history, contracts and project details

Eligible accounts may access General Liability, Contractors Pollution Liability, Professional Liability, Commercial Auto, Workers’ Compensation and supported follow-form Excess Liability. Coverage availability and terms depend on underwriting review and current market appetite.

The program may offer up to $1 million per occurrence for eligible General Liability, Contractors Pollution Liability and Professional Liability coverages; up to a $2 million shared aggregate; and up to $10 million in supported follow-form excess limits. Final limits are subject to underwriting and program terms.

The program has geographic appetite across all 50 states. Availability remains subject to account eligibility, applicable licensing requirements, carrier availability and underwriting approval.

A strong submission should include a detailed description of operations, project and facility types, safety programs, loss history, payroll and revenue, vehicle information, contracts or master service agreements, requested coverages and limits, and any applicable pollution or professional exposures.

Retail brokers can use the embedded contact form to share account details with SPG Energy. The team can then discuss program eligibility, coverage needs, submission requirements and available placement options.

Industrial Turnaround Contractor Program with SPG Energy

Coverage Solutions

  • General Liability: Coverage for eligible third-party bodily injury and property damage claims arising from contractor operations.
  • Contractors Pollution Liability: Coverage for eligible pollution conditions or environmental releases associated with covered contracting work.
  • Professional Liability: Coverage for eligible claims arising from professional services when those services are part of the contractor’s operations.
  • Commercial Auto: Coverage for eligible vehicles used in connection with turnaround and industrial shutdown operations.
  • Workers’ Compensation: Coverage for eligible employee injuries and occupational exposures arising from covered operations.
  • Supported Follow-Form Excess: Additional liability limits that follow approved underlying coverage, subject to underwriting and program terms.

Available Limits

  • Up to $1 million per occurrence for eligible General Liability, Contractors Pollution Liability and Professional Liability coverages.
  • Up to $2 million shared aggregate, subject to underwriting and program terms.
  • Up to $10 million in supported follow-form excess limits, subject to approved underlying coverage and underwriting.

Turnaround Work We Support

The program is designed for specialized contractors performing planned, short-duration industrial work, including:

  • Industrial turnaround work at refineries, chemical plants and processing facilities.
  • Planned maintenance, repairs, equipment upgrades and related industrial services.
  • Contract-driven projects with formal safety oversight, defined scopes of work and documented operating requirements.

Program Eligibility

The strongest program candidates typically include:

  • Experienced, pre-qualified turnaround contractors – not general construction risks.
  • Contractors with documented safety programs for lockout/tagout, confined-space work, hot work and work at heights, as applicable.
  • Operations supported by intensive safety training and multi-layered project oversight.
  • Accounts with favorable, well-documented loss history and disciplined risk controls.

When to Consider This Program

Consider the Industrial Turnaround Contractor Program when your client:

  • Performs planned industrial turnaround or shutdown work.
  • Has been declined or restricted by standard insurance markets.
  • Needs contract-driven or master service agreement-specific coverage.
  • Requires a specialty E&S solution with experienced underwriting support.

Discuss an Industrial Turnaround Contractor Account

Have a Turnaround Contractor account? Share the account details below to connect with the SPG Energy team about eligibility, coverage needs and available placement options.

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