Specialty Program Group (SPG) Logo
Specialty Program Group (SPG) Logo

SEARCH

Mining Insurance

Discuss an Account

Sell Sheet

Quick Links

SPG Energy places wholesale insurance coverage for coal operators, mining companies, contractors and service providers across surface mining, quarry operations, underground and hard-rock mining, including General Liability, Commercial Auto, Workers’ Compensation, Contractors Pollution Liability and Umbrella/Excess Liability.

With specialized wholesale expertise and market access, SPG Energy helps retail brokers navigate complex mining and extractive-industry risks across surface, underground and quarry operations.

SPG Energy helps retail brokers place wholesale insurance for eligible coal operators, mining companies, contractors and service providers. The appetite includes surface mines, quarries, underground and hard-rock operations, mine contractors, equipment businesses, processing operations and support services.

Options may include General Liability, Auto, Workers’ Compensation, Excess, Pollution, Inland Marine, Mine Property, Professional, Environmental and Cyber coverage, subject to underwriting and market appetite.

Yes. SPG Energy supports eligible surface-mining, quarry, underground, hard-rock and extractive-industry risks, as well as mining contractors and related support services. Eligibility depends on the operation, geography, controls, loss history and requested coverage.

Mining exposures vary by operation and may include worker injury, equipment damage, vehicle incidents, blasting, ground instability, pollution, water management, property loss, business interruption, professional services and cyber or operational-technology events.

Underwriters commonly evaluate the operation’s safety program, employee training, equipment maintenance, blasting controls, ground control, ventilation, environmental procedures, emergency response, regulatory history and loss experience. Clear, current documentation can help retail brokers present the risk accurately.

For underground risks, brokers should provide details about worker training, ventilation, roof and ground control, confined-space procedures, equipment maintenance, fire protection, emergency response and contractor oversight, as applicable. Underwriting requirements depend on the account’s specific work.

A strong submission should include a detailed description of operations, mine and facility types, requested coverages and limits, payroll and revenue, vehicle and equipment schedules, safety controls, loss history, environmental exposures, contracts and any professional or cyber exposures.

Retail brokers can use the embedded contact form to share mining account details with SPG Energy. The team can then discuss eligibility, coverage needs, submission requirements and available placement options.

Mining Insurance with SPG Energy

Coverage Solutions

  • General Liability: Coverage for eligible third-party bodily injury and property damage claims, including exposures associated with blasting, products and completed operations.
  • Commercial Auto: Coverage for eligible vehicles used in mining operations, including service vehicles, heavy equipment and haul trucks, subject to underwriting appetite.
  • Umbrella/Excess Liability: Additional liability limits above approved underlying coverage. Towers of $25 million or more may be available for eligible accounts.
  • Workers’ Compensation: Coverage for eligible employee injuries and occupational exposures, including underground and other high-hazard mining operations.
  • Contractors Pollution Liability: Site-specific or blanket coverage for eligible pollution conditions arising from mining contractor operations.
  • Inland Marine: Coverage for eligible mobile equipment, machinery, tools and other property that moves between mining sites.
  • Mine Property: Coverage for eligible surface and underground property, fixed equipment and mineral-processing facilities.
  • Professional Liability / Errors & Omissions: Coverage for eligible claims arising from mine engineering, consulting and other professional services.
  • Environmental Impairment Liability: Coverage for eligible environmental exposures such as acid mine drainage, pollution conditions and remediation obligations.
  • Cyber Liability: Coverage for eligible cyber events affecting business systems and operational technology used in mining and processing operations.

Coverage availability, limits and terms depend on account details, underwriting review and current market appetite.

Mining Operations & Services We Support

Surface Mining, Quarry & Extraction

  • Coal surface mining
  • Aggregate and crushed-stone quarries
  • Sand and gravel operations
  • Limestone and mineral extraction
  • Open-pit metal mining
  • Phosphate and potash mining
  • Reclamation contractors
  • Mine-site earthwork and grading

Underground & Hard-Rock Mining

  • Underground coal mining
  • Hard-rock and metal mining
  • Tunneling and shaft sinking
  • Mine-ventilation contractors
  • Drilling and blasting contractors
  • Mine-support services
  • Roof bolting and ground control
  • Conveyor and haulage systems

Mining Contractors, Equipment & Professional Services

  • Contract mining operations
  • Mine-equipment dealers and rental businesses
  • Explosives distribution and storage
  • Environmental and reclamation services
  • Mine-safety consultants
  • Mineral processing and beneficiation
  • Mine-engineering firms
  • Water treatment at mine sites

Discuss a Mining Account

Have a Mining account to place? Connect with the SPG Energy team.

"*" indicates required fields

Name*

Search our insurance solutions