Table of Contents
Pollution Coverage for Moving & Storage businesses is offered by PartnerOne Environmental in partnership with SPG Transportation.
Why Do Moving & Storage Junk Hauling
Operations
Need Pollution Coverage?
Understanding pollution exposures in moving and storage operations is essential for protecting worker health, ensuring safe business practices, and minimizing environmental impacts on surrounding neighborhoods.
- Material Handling – Used household goods moving companies, including those that may have incidental junk removal, operate at the intersection of waste management, recycling, and resale industries, handling diverse materials from residential and commercial properties.
- Occupational Health – Workers in these sectors face unique occupational health risks due to the unpredictable nature of items they encounter—from everyday furniture and appliances to potentially hazardous materials that homeowners may not recognize as dangerous.
- Environmental Exposures – The communities where these businesses operate and store materials can experience environmental exposures from dust, emissions, and contaminated items.
Download our Pollution Risks and Coverages Guide for Moving & Storage
Eligibility
For SPG Transportation customers insured with our Moving & Storage Program:
- Movers with junk hauling as a service line with specialized junk hauling vehicles
- Franchise groups: Two Men and a Junk Truck, College Hunks Hauling Junk
- Owned, purpose-built junk hauling vehicles with containment
- Customer contracts with liability waivers and clear terms
- Donation and recycling practices ahead of disposal
- 3+ years in business
- Compliant disposal under local, state, and federal regs
- We also have an appetite for Moving & Storage operations without junk hauling exposures
- Current Coverages through SPG’s Moving & Storage Program
- Property, Inland Marine, Auto Liability, General Liability, Workers’ Compensation, and Umbrella
Available Coverages
Contractors Pollution Liability (CPL)
Designed to protect from third party claims for damages caused by pollution conditions arising from the insured’s covered operations. The policy provides coverage for Bodily Injury and Property Damage, but only for their operations performed at a jobsite as well as cleanup costs at the site. Coverage applies to work done by the insured or on the insured’s behalf and includes defense costs coverage if the insured is involved in a lawsuit.
Transportation Pollution Liability (TPL)
“Over the road” pollution insurance that covers insureds who need protection for pollution conditions caused during transportation. This coverage can also include loading/unloading should the insured’s cargo create a pollution condition.
Premises Pollution Liability
Covers claims arising from pollution releases at, on, or emanating from a specific scheduled location. A Premises Pollution Liability policy is for a fixed site; it is for a property that the insured owns or leases and it provides first party coverage for releases on the insured’s site which is scheduled on the policy.
Request a Quote
Thank you for your interest in Environmental Coverage for Moving and Storage Junk Hauling Businesses. Please complete the Contact Form and a team member from PartnerOne Environmental will respond to you soon.
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