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Medical Malpractice

Behavioral Health

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Behavioral Health is the field of medicine devoted to helping people overcome or manage stresses and make positive healthy choices.

Behavioral Health Malpractice Insurance with SPG

Coverage Classes

  • Counseling
  • Mental Health
  • Substance Abuse
  • Sleep Disorders
  • Workers Compensation and Disability Evaluations

Policy Highlights

  • Medical Professional Liability
  • Medical General Liability

Optional Coverage Enhancements

  • Package Policy Available
  • Occurrence Form Available

Claims Example:
A mental health counselor began an inappropriate relationship with a client. He began revealing personal information about himself to the client that had no therapeutic value and encouraged the client to meet him for a social engagement outside the office. A sexual relationship emerged while he was still offering the client counseling sessions. When the client discontinued the counseling sessions, the counselor failed to assist her in obtaining another counselor. Because the counselor breached clinical, ethical and legal standards of care, the plaintiff’s attorney initially sought $500,000. However, the case was settled out of court for $150,000 plus an additional $11,780 paid in legal costs.

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