photo of hotel room with text 'Insurance for Niche Programs'

Insurance Programs of America

In 2019, Specialty Program Group acquired the assets of Insurance Programs of America, Inc. (IPOA), a boutique managing general underwriter. Based in Orlando, Florida, IPOA is a hospitality focused insurance distribution platform.


  • Hotels, Resorts, Spas
  • Restaurants
  • CAT Property
  • Terrorism Coverage


  • Program Division (HotelPro, RestaurantPro, SeniorLivingPro):
    • Property
    • General Liability
  • Brokerage Division:
    • Commercial Property
    • Commercial Liability
  • Terrorism Coverage (TerrorismPro)
    • Available with HotelPro, RestaurantPro, SeniorLivingPro
    • Property
    • General Liability