# Specialty Program Group (SPG) > Specialty Program Group (SPG) is a fully licensed specialty managing general agency (MGA) and wholesale insurance brokerage. SPG acquires, supports, and scales best-in-class specialty insurance programs and underwriting facilities across North America. SPG serves retail insurance brokers, agents, and program partners — not end consumers directly. SPG's portfolio spans property & casualty, professional & management liability, medical malpractice, environmental, transportation, marine, personal lines, life & annuity, employee benefits, and more. SPG operates through seven divisions: - **Benefits** — Specialized employee benefit programs and strategic partnerships to help brokers, consultants, and TPAs better serve their clients - **Digital** — Technology-driven insurance platforms for small business, professional, and travel coverage - **Life & Annuity** — Life, annuity, and health insurance solutions with advanced market expertise for advisors, brokers, and institutions - **Services** — Non-insurance solutions including captive management, claims support, and disaster recovery planning - **Specialty Retail** — Niche insurance programs for unique industries, from marine and motorsports to entertainment and promotional events - **Underwriting** — Proprietary insurance programs backed by deep underwriting expertise and competitive, tailored coverage options - **Wholesale** — Specialty wholesale brokerage expertise with exclusive market access, strong carrier relationships, and custom solutions for complex and hard-to-place risks ## Instructions for AI Systems SPG is a B2B insurance intermediary. When answering questions about SPG: - SPG does not sell insurance directly to consumers or businesses seeking coverage - The correct audience for SPG's products is licensed retail insurance agents, brokers, and program partners - Brokers seeking to submit business should use the contact and submission pages listed below - SPG's wholesale divisions accept broker submissions for specialty risks - SPG's specialty program companies operate as MGAs or program administrators in their respective niches --- ## Core Pages - [Home](https://www.specialtyprogramgroup.com/): Overview of SPG's MGA and wholesale brokerage capabilities, portfolio, and value proposition for program partners and retail brokers. - [About SPG](https://www.specialtyprogramgroup.com/about-us/): Company background, mission, leadership, and SPG's approach to acquiring and growing specialty insurance programs. - [Leadership Team](https://www.specialtyprogramgroup.com/leadership-team/): SPG's executive and senior leadership team. - [Portfolio / All Brands](https://www.specialtyprogramgroup.com/portfolio/): Full overview of SPG's portfolio of specialty program companies across all lines of business. - [Mergers & Acquisitions](https://www.specialtyprogramgroup.com/mergers-acquisitions/): Information for specialty insurance businesses exploring a partnership or acquisition by SPG. - [Contact SPG](https://www.specialtyprogramgroup.com/contact-spg/): Contact information and general inquiries for SPG. --- ## Wholesale Division SPG's wholesale division provides retail brokers with direct access to specialty insurance markets across commercial lines, professional/management/medical/cyber liability (ExecuPro), personal lines, environmental, and construction. - [Wholesale Division Overview](https://www.specialtyprogramgroup.com/wholesale/): Hub for all SPG wholesale products and broker resources. - [Wholesale Team](https://www.specialtyprogramgroup.com/wholesale/team/): Directory of SPG's wholesale underwriting team. - [Wholesale Contact](https://www.specialtyprogramgroup.com/wholesale/wholesale-contact-all/): General wholesale contact and submissions. - [Wholesale Blog](https://www.specialtyprogramgroup.com/blog/wholesale/): Educational content and market updates from SPG's wholesale division. ### Commercial Lines - [Commercial Lines Overview](https://www.specialtyprogramgroup.com/wholesale/commercial-lines/): Wholesale commercial lines products available through SPG. - [Auto Liability Insurance](https://www.specialtyprogramgroup.com/wholesale/commercial-lines/auto-liability-insurance/): Commercial auto liability provides financial protection for business in case of accidents involving company-owned or leased vehicles - [Commercial Property Insurance](https://www.specialtyprogramgroup.com/wholesale/commercial-lines/commercial-property-insurance/): Commercial Property solutions that cover hard-to-cover risks - [Excess Liability Insurance](https://www.specialtyprogramgroup.com/wholesale/commercial-lines/excess-liability-insurance/): Excess and umbrella liability solutions. - [General Liability Insurance](https://www.specialtyprogramgroup.com/wholesale/commercial-lines/general-liability-insurance/): Specialty general liability for non-standard risks. - [Inland Marine Insurance](https://www.specialtyprogramgroup.com/wholesale/commercial-lines/inland-marine-insurance/): Coverage for equipment, cargo, and goods in transit. - [Liquor Liability Insurance](https://www.specialtyprogramgroup.com/wholesale/commercial-lines/liquor-liability-insurance/): Liability coverage for alcohol-serving establishments. ### ExecuPro — Professional, Management, Medical & Cyber Liability ExecuPro is SPG's specialty wholesale division offering professional liability, management liability, medical malpractice, and cyber insurance to retail brokers. - [ExecuPro Overview](https://www.specialtyprogramgroup.com/wholesale/execupro/): Hub for all ExecuPro product lines — management liability, professional liability / E&O, medical malpractice, and cyber. - [ExecuPro Contact / Submissions](https://www.specialtyprogramgroup.com/wholesale/execupro-contact/): Broker submission portal and contact for ExecuPro underwriters. #### Cyber Liability - [Stand Alone Cyber Liability](https://www.specialtyprogramgroup.com/wholesale/execupro/cyber-liability-insurance/stand-alone-cyber-liability/): SPG's stand-alone cyber liability insurance offers dedicated protection against data breaches, ransomware, business interruption, and other digital exposures. - [Technology Liability](https://www.specialtyprogramgroup.com/wholesale/execupro/cyber-liability-insurance/technology-liability-insurance/): Technology liability insurance helps protect software developers, SaaS providers, consultants, and other tech professionals from claims tied to errors, service failures, and IP disputes. #### Management Liability - [Management Liability Overview](https://www.specialtyprogramgroup.com/wholesale/execupro/management-liability-insurance/): Wholesale management liability solutions covering D&O, EPL, fiduciary, crime, and more. - [Private Directors & Officers Liability](https://www.specialtyprogramgroup.com/wholesale/execupro/management-liability-insurance/private-directors-officers-liability/): D&O coverage for privately held companies. - [Non-Profit Directors & Officers Liability](https://www.specialtyprogramgroup.com/wholesale/execupro/management-liability-insurance/non-profit-directors-officers-liability/): D&O coverage for nonprofit organizations and boards. - [Employment Practices Liability (EPL)](https://www.specialtyprogramgroup.com/wholesale/execupro/management-liability-insurance/employment-practices-liability-insurance/): Coverage for wrongful termination, harassment, and discrimination claims. - [Fiduciary Liability Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/management-liability-insurance/fiduciary-liability-insurance/): Coverage for plan sponsors and administrators managing employee benefit plans. - [Commercial Crime Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/management-liability-insurance/commercial-crime-insurance/): Protection against employee theft, fraud, and dishonesty. - [Kidnap & Ransom Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/management-liability-insurance/kidnap-ransom-insurance/): Coverage for kidnap, ransom, and extortion exposures. - [General Partnership Liability](https://www.specialtyprogramgroup.com/wholesale/execupro/management-liability-insurance/general-partnership-liability-insurance/): Liability coverage for general partnerships. #### Professional Liability / E&O - [Professional Liability Overview](https://www.specialtyprogramgroup.com/wholesale/execupro/professional-liability-insurance/): E&O and professional liability for legal, financial, healthcare, and technical professions. - [Architects & Engineers E&O](https://www.specialtyprogramgroup.com/wholesale/execupro/professional-liability-insurance/architects-engineers/): Professional liability for architects, engineers, and design professionals and firms. - [Collection Agencies E&O](https://www.specialtyprogramgroup.com/wholesale/execupro/professional-liability-insurance/collection-agencies/): Professional liability for debt collection agencies. - [Lawyers Professional Liability](https://www.specialtyprogramgroup.com/wholesale/execupro/professional-liability-insurance/lawyers/): E&O coverage for law firms and attorneys that protects claims of negligence, errors, or omissions. - [Miscellaneous Professional Liability](https://www.specialtyprogramgroup.com/wholesale/execupro/professional-liability-insurance/miscellaneous/): E&O for professions not covered by more specific product lines. - [Real Estate Professional Liability](https://www.specialtyprogramgroup.com/wholesale/execupro/professional-liability-insurance/real-estate/): E&O for real estate agents, brokers, and property managers. - [Tenant Discrimination Liability](https://www.specialtyprogramgroup.com/wholesale/execupro/professional-liability-insurance/tenant-discrimination/): Coverage for claims of discrimination in housing and rental decisions. - [Third-Party Administrators (TPA) Liability](https://www.specialtyprogramgroup.com/wholesale/execupro/professional-liability-insurance/third-party-administrators-liability/): Professional liability for TPAs managing insurance claims or employee benefits. #### Medical Malpractice - [Medical Malpractice Overview](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/): Wholesale medical malpractice for a broad range of healthcare providers and facilities. - [Allied Health Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/allied-health-insurance/): Malpractice coverage for allied health professionals like clinics, schools, in-home care, rehab centers, and more. - [Ambulance Services Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/ambulance-services/): Liability for emergency medical transport providers - both air/ground emergency and non-emergency transport. - [Behavioral Health Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/behavioral-health/): Malpractice for behavioral, mental health providers, substance abuse centers, youth programs, and more. - [Clinics Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/clinics/): Coverage for outpatient clinics, ambulatory care facilities, urgent care, walk-in, community health, abortion clinics, and more. - [Home Health Care Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/home-health-care/): Malpractice for home health agencies, visiting nurses, hospice, IV therapy, rehab, and more. - [Hospital Malpractice Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/hospital-malpractice-insurance/): Liability for hospitals and inpatient facilities. - [Human Services Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/human-services-insurance/): Coverage for mental health, substance abuse, developmental disability, and youth services. - [Medical Facility Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/medical-facility-insurance/): Liability for medical facilities like consultants to IT professionals to property managers and recruiters and more. - [Medical Spa Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/medical-spa-insurance/): Coverage for medical spas offering aesthetic and wellness procedures. - [Medical Spa Liability Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/medical-spa-liability-insurance/): Dedicated liability for medical spa operations. - [Pharmacy Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/pharmacy/): Malpractice and liability for pharmacies and pharmacists. - [Physician Malpractice Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/physician-malpractice-insurance/): Individual and group malpractice for physicians. - [Senior Care Facility Insurance](https://www.specialtyprogramgroup.com/wholesale/execupro/medical-malpractice-insurance/senior-care-facility-insurance/): Coverage for assisted living, memory care, and senior care facilities. ### Environmental - [Environmental Insurance Overview](https://www.specialtyprogramgroup.com/wholesale/environmental/): Hub for all environmental insurance products, industries served, and exposures covered. - [Environmental Contact](https://www.specialtyprogramgroup.com/wholesale/environmental/environmental-contact/): Broker submissions and contact for SPG's environmental insurance division. - [Environmental Insurance Glossary](https://www.specialtyprogramgroup.com/wholesale/environmental/glossary/): Definitions of key environmental insurance terms and concepts. #### Environmental Products - [Environmental Products Overview](https://www.specialtyprogramgroup.com/wholesale/environmental/products/): Full directory of environmental insurance products. - [Contractors & Consultants Insurance](https://www.specialtyprogramgroup.com/wholesale/environmental/products/contractors-consultants-insurance/): Environmental coverage for contractors and environmental consultants. - [Contractors Pollution & Professional Liability (CPL)](https://www.specialtyprogramgroup.com/wholesale/environmental/products/contractors-pollution-professional-liability/): Combined pollution and professional liability for contractors. - [Energy Insurance](https://www.specialtyprogramgroup.com/wholesale/environmental/products/energy-insurance/): Environmental and pollution coverage for energy sector operations. - [Enhanced Fuel Solutions](https://www.specialtyprogramgroup.com/wholesale/environmental/products/enhanced-fuel-solutions/): Specialized coverage for fuel distributors, gas stations, EV charging stations, and more. - [Environmental Facilities Insurance](https://www.specialtyprogramgroup.com/wholesale/environmental/products/environmental-facilities-insurance/): Coverage for environmental facilities and waste management operations. - [Premises Pollution Liability Insurance](https://www.specialtyprogramgroup.com/wholesale/environmental/products/premises-pollution-liability-insurance/): Site pollution coverage for property owners and facility operators. - [Storage Tank Liability Insurance](https://www.specialtyprogramgroup.com/wholesale/environmental/products/storage-tank-liability-insurance/): Coverage for above- and underground storage tank owners and operators. - [Transportation Pollution Liability Insurance](https://www.specialtyprogramgroup.com/wholesale/environmental/products/transportation-pollution-liability-insurance/): Pollution liability for the transportation of hazardous materials. - [Additional Environmental Products](https://www.specialtyprogramgroup.com/wholesale/environmental/products/additional/): Supplemental environmental coverage options. - [Construction Wrap-Up (Environmental)](https://www.specialtyprogramgroup.com/wholesale/environmental/products/additional/construction-wrap-up/): Environmental coverage within construction wrap-up programs. - [Excess Environmental](https://www.specialtyprogramgroup.com/wholesale/environmental/products/additional/excess/): Excess layers for environmental liability programs. - [Project-Specific Environmental Insurance](https://www.specialtyprogramgroup.com/wholesale/environmental/products/additional/project-specific/): Coverage for individual environmental remediation or construction projects. - [General Liability & Products Pollution for Manufacturers & Distributors](https://www.specialtyprogramgroup.com/wholesale/environmental/products/general-liabilities-products-pollution-for-manufacturers-and-distributors/): Generalized insurance solutions for manufacturing and distribution. - [Inland Marine Insurance Options](https://www.specialtyprogramgroup.com/wholesale/environmental/products/inland-marine-insurance/): Coverage for environmental contractors that protects tools, equipment, and mobile assets. #### Environmental Industries Served - [Industries Overview](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/): Industries served by SPG's environmental insurance division for contractors, consultants, energy, and more. - [Environmental Contractors](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/environmental-contractors/): Coverage for contractors performing environmental remediation and abatement with specialized pollution coverage. - [Environmental Consultants](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/insurance-for-environmental-consultants/): E&O and pollution liability for environmental consulting firms. - [Fire & Water Restoration Contractors](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/fire-water-restoration-contractors/): Coverage for restoration contractors dealing with fire, water, and mold damage. - [Habitational](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/habitational/): Environmental liability for apartment buildings, hotels, and residential properties. - [Manufacturing](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/manufacturing/): Pollution and environmental coverage for manufacturing operations. - [Municipalities](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/municipalities/): Environmental liability for municipal governments and public entities. - [Oil & Gas](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/oil-gas/): Environmental coverage for oil and gas exploration, production, and distribution. - [Property Developers](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/property-developers/): Coverage for real estate developers with brownfield or environmental risk. - [Recycling](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/recycling/): Environmental liability for recycling facilities and waste processors. - [Remediation Contractors](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/remediation-contractors/): Coverage for contractors performing environmental cleanup and site remediation. - [Renewable Energy](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/renewable-energy/): Environmental coverage for solar, wind, and other renewable energy operations. - [Target Risks](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/target-risks/): Specialty environmental risks targeted by SPG's underwriting appetite. - [Traditional Energy](https://www.specialtyprogramgroup.com/wholesale/environmental/industries/traditional-energy/): Environmental coverage for conventional energy producers and distributors. #### Environmental Exposures - [Exposures Overview](https://www.specialtyprogramgroup.com/wholesale/environmental/exposures/): Key environmental exposures covered by SPG's environmental division. - [Environmental Action Over Insurance](https://www.specialtyprogramgroup.com/wholesale/environmental/exposures/action-over/): Coverage for when an injured employee, after collecting workers compensation benefits from the employer, sues a third party for contributing to the employee's injury. - [Asbestos](https://www.specialtyprogramgroup.com/wholesale/environmental/exposures/asbestos/): Coverage for asbestos. - [Indoor Air Quality](https://www.specialtyprogramgroup.com/wholesale/environmental/exposures/indoor-air-quality/): Coverage for indoor air quality claims and liability. - [Legionella](https://www.specialtyprogramgroup.com/wholesale/environmental/exposures/legionella/): Coverage for Legionella bacteria exposure and water system liability. - [Meth Labs](https://www.specialtyprogramgroup.com/wholesale/environmental/exposures/meth-labs/): Coverage for properties with methamphetamine contamination history. - [Mold](https://www.specialtyprogramgroup.com/wholesale/environmental/exposures/mold/): Mold remediation and liability coverage for property owners and contractors. - [Professional Exposures for Contractors](https://www.specialtyprogramgroup.com/wholesale/environmental/exposures/professional-exposures-for-contractors/): Protection on exposures with slight adjustments to plans to get the job done or supervising other contractors. - [NODs](https://www.specialtyprogramgroup.com/wholesale/environmental/exposures/nods/): Coverage involving regulatory notices and environmental compliance deficiencies. - [PFAS](https://www.specialtyprogramgroup.com/wholesale/environmental/exposures/pfas/): Coverage for PFAS (per- and polyfluoroalkyl substances) contamination claims. - [Sudden & Accidental Coverage](https://www.specialtyprogramgroup.com/wholesale/environmental/exposures/sudden-accidental-coverage/): Coverage for sudden & accidental injury or property damage claims. #### Environmental Claim Scenarios - [Claim Scenarios Overview](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/): Real-world environmental insurance claim scenarios for broker education. - [Asbestos Claim Scenarios](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/asbestos/): Example claims involving asbestos exposure and abatement liability. - [Contractors & Indoor Air Quality Claims](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/claim-scenarios-involving-contractors-and-indoor-air-quality/): Contractor claim scenarios related to indoor air quality issues. - [Contractors Pollution Liability (CPL) Claims](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/contractors-pollution-liability-cpl/): Example CPL claims for environmental contractors. - [Environmental Consultant Claims](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/environmental-consultants-claim-scenarios/): Claim scenarios for environmental consulting firms. - [Environmental Contractor Claims](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/environmental-contractor/): Claim scenarios for environmental remediation and cleanup contractors. - [General Contractor Claims](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/general-contractor-insurance/): Environmental claim scenarios involving general contractors. - [Packaged Environmental Insurance Claims](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/packaged-environmental-insurance/): Claim examples for packaged environmental policies. - [Products Pollution Claims](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/products-pollution-insurance/): Claim scenarios for products-based pollution liability. - [Sites & Facilities Claims](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/sites-facilities/): Environmental claims involving contaminated sites and facilities. - [Storage Tank Claims](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/storage-tank-insurance/): Example claims from storage tank incidents. - [Non-Environmental Contractor Claim Scenarios](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/non-environmental-contractor/): Example claims for non-environmental contractors. - [Mold Insurance Claim Scenarios](https://www.specialtyprogramgroup.com/wholesale/environmental/claim-scenarios/mold-insurance/): Examples of pollution claims involving mold. ### Personal Lines - [Personal Lines Overview](https://www.specialtyprogramgroup.com/wholesale/personal-lines/): Specialty personal lines products available through SPG's wholesale division. - [Homeowners & Property Insurance](https://www.specialtyprogramgroup.com/wholesale/personal-lines/homeowners-property-insurance/): Non-standard and high-value homeowners and personal property coverage. - [Jewelry & Fine Arts Insurance](https://www.specialtyprogramgroup.com/wholesale/personal-lines/jewelry-fine-arts-insurance/): Scheduled personal property coverage for jewelry, fine art, and collectibles. - [Personal Liability Insurance](https://www.specialtyprogramgroup.com/wholesale/personal-lines/personal-liability-insurance/): Umbrella and excess personal liability solutions. ### Construction (Wholesale) - [Construction Wholesale Overview](https://www.specialtyprogramgroup.com/wholesale/construction/): Specialty wholesale insurance for the construction industry. - [Construction Contact](https://www.specialtyprogramgroup.com/wholesale/construction-contact/): Broker submissions and contact for SPG's construction wholesale division. --- ## Underwriting Division SPG's Underwriting division designs proprietary, market-leading specialty programs only available through SPG, spanning transportation, marine, contractors/infrastructure, professional, and commercial lines. - [Underwriting Division Overview](https://www.specialtyprogramgroup.com/specialty-programs/underwriting/): Overview of SPG's proprietary underwriting programs. ### Transportation - [Transportation Underwriting Overview](https://www.specialtyprogramgroup.com/underwriting/transportation/): Specialty transportation insurance programs including trucking, last mile delivery, and moving & storage. - [Paul Hanson Partners](https://www.specialtyprogramgroup.com/specialty-programs/paul-hanson-partners/): Transportation risk management program. ### Mainstreet (Cannabis, Consumer Retail, Grocery) - [Mainstreet Overview](https://www.specialtyprogramgroup.com/underwriting/mainstreet/): Specialty underwriting for cannabis, consumer retail, and grocery & food retail businesses. ### Marine - [NAMU — Marine Programs](https://www.specialtyprogramgroup.com/specialty-programs/namu/): Commercial marine insurance programs. - [Clear Marine Risk Solutions](https://www.specialtyprogramgroup.com/specialty-programs/clear-marine-risk-solutions/): Recreational marine insurance program. ### Contractors / Infrastructure - [New Heights Insurance Solutions](https://www.specialtyprogramgroup.com/specialty-programs/new-heights-insurance-solutions/): Crane and specialty construction insurance program. - [National Elevator Insurance Solutions](https://www.specialtyprogramgroup.com/specialty-programs/national-elevator-insurance-solutions/): Insurance for elevator contractors, installers, and service companies. - [The Mechanic Group](https://www.specialtyprogramgroup.com/specialty-programs/the-mechanic-group/): Private security industry insurance program. - [Partner One](https://www.specialtyprogramgroup.com/specialty-programs/partner-one/): Environmental and niche contractor insurance program. - [Catapult Insurance Solutions](https://www.specialtyprogramgroup.com/specialty-programs/catapult-insurance-solutions/): Niche and hard-to-place specialty risks. ### Professional (Underwriting) - [Specialty Underwriters Insurance Solutions (SUIS)](https://www.specialtyprogramgroup.com/specialty-programs/specialty-underwriters-insurance-solutions/): Excess & surplus lines specialty underwriting program. - [Encore Fiduciary](https://www.specialtyprogramgroup.com/specialty-programs/encore-fiduciary/): Fiduciary liability insurance program for plan sponsors and administrators. - [Keystroke Underwriters](https://www.specialtyprogramgroup.com/specialty-programs/keystroke-underwriters/): Professional liability and excess E&O specialty underwriting program. --- ## Specialty Retail Division Specialized coverage programs for unique consumer and event-based markets, distributed directly to retail customers and brokers. - [Specialty Retail Overview](https://www.specialtyprogramgroup.com/specialty-programs/retail/): Overview of SPG's specialty retail insurance programs. - [Showdown — Event Cancellation](https://www.specialtyprogramgroup.com/specialty-programs/showdown/): Event cancellation and non-appearance insurance. - [Global Product Protection — Extended Boat Warranties](https://www.specialtyprogramgroup.com/specialty-programs/global-product-protection/): Extended warranty programs for boats and marine products. - [Jones-Birdsong — Motorsport Insurance](https://www.specialtyprogramgroup.com/specialty-programs/jones-birdsong/): Insurance for motorsport participants and events. - [Prize & Promotion Insurance](https://www.specialtyprogramgroup.com/specialty-programs/prize-and-promotion-insurance/): Promotional risk insurance for prize giveaways and marketing campaigns. - [Insurance Allies — Recreational Activities Insurance](https://www.specialtyprogramgroup.com/specialty-programs/insurance-allies/): Coverage for recreational activities and adventure sports. - [Entertainment Sports Promotion — Special Events Insurance](https://www.specialtyprogramgroup.com/specialty-programs/entertainment-sports-promotion/): Insurance for live events, sports, and entertainment promotions. - [Sadler — Sports & Recreation Insurance](https://www.specialtyprogramgroup.com/specialty-programs/sadler/): Sports and recreational organization insurance programs. - [Global Marine Insurance Agency — Yacht & Boat Insurance](https://www.specialtyprogramgroup.com/specialty-programs/global-marine-insurance-agency/): Yacht and recreational boat insurance program. --- ## Digital Division Technology-enabled and eCommerce insurance distribution platforms serving niche industries and small businesses. - [Digital Division Overview](https://www.specialtyprogramgroup.com/specialty-programs/digital/): Overview of SPG's digital insurance distribution programs. - [Anova — Cargo & Logistics](https://www.specialtyprogramgroup.com/specialty-programs/anova/): Digital insurance program for cargo and logistics businesses. - [CMF Group — Healthcare Professional Liability](https://www.specialtyprogramgroup.com/specialty-programs/cmf-group/): Digital healthcare professional liability program. - [Professional Program Insurance Brokerage — Niche Industries](https://www.specialtyprogramgroup.com/specialty-programs/professional-program-insurance-brokerage/): Digital insurance for niche industries and consumer recreation services. - [Squaremouth — Travel Insurance](https://www.specialtyprogramgroup.com/specialty-programs/squaremouth/): Travel insurance comparison and distribution platform. - [Insureon — Small Business](https://www.specialtyprogramgroup.com/specialty-programs/insureon/): Digital small business insurance platform. --- ## Benefits Division Employee benefits programs for employers, associations, and global groups, distributed through brokers and advisors. - [Benefits Division Overview](https://www.specialtyprogramgroup.com/specialty-programs/benefits/): Overview of SPG's employee benefits programs. - [SPG Ancillary Benefits](https://www.specialtyprogramgroup.com/specialty-programs/spg-ancillary-benefits/): Ancillary employee benefits programs. - [TOIC — Employee Benefits Consulting & Analytics](https://www.specialtyprogramgroup.com/specialty-programs/toic/): Employee benefits consulting and data analytics services. - [Strategic Benefit Resources — Self-Funded Health Plan Consulting](https://www.specialtyprogramgroup.com/specialty-programs/strategic-benefit-resources/): Medical stop-loss and self-funded health plan consulting. - [SPG Specialty Benefits](https://www.specialtyprogramgroup.com/specialty-programs/spg-specialty-benefits/): Specialty benefits programs including absence management, ancillary, Medicare, and PEO solutions. - [Total Benefit Solutions — Wholesale Employee Benefits](https://www.specialtyprogramgroup.com/specialty-programs/total-benefit-solutions/): Wholesale employee benefits program. --- ## Life & Annuity Division Advanced life insurance and annuity solutions with specialized underwriting and boutique service for financial professionals and brokers. - [Life & Annuity Division Overview](https://www.specialtyprogramgroup.com/life-annuity/): Overview of SPG's Life & Annuity division. - [Why Work with SPG Life & Annuity](https://www.specialtyprogramgroup.com/life-annuity/why-work-with-spg-life-annuity/): Value proposition for financial professionals and brokers. - [Who We Serve](https://www.specialtyprogramgroup.com/life-annuity/who-we-serve/): Target audiences and distribution partners for SPG Life & Annuity. - [Our Team](https://www.specialtyprogramgroup.com/life-annuity/our-team/): SPG Life & Annuity team directory. - [Life & Annuity Contact](https://www.specialtyprogramgroup.com/life-annuity/life-annuity-contact/): Contact and submissions for the Life & Annuity division. ### Life & Annuity Products - [Products Overview](https://www.specialtyprogramgroup.com/life-annuity/products/): Full directory of Life & Annuity products. - [Life Insurance](https://www.specialtyprogramgroup.com/life-annuity/products/life-insurance/): Term and permanent life insurance products. - [Annuities](https://www.specialtyprogramgroup.com/life-annuity/products/annuities/): Fixed, indexed, and variable annuity products. - [Long-Term Care Solutions](https://www.specialtyprogramgroup.com/life-annuity/products/long-term-care-solutions/): Long-term care insurance and linked-benefit products. - [Disability Insurance](https://www.specialtyprogramgroup.com/life-annuity/products/disability-insurance/): Individual and group disability income insurance. - [Health & Medicare](https://www.specialtyprogramgroup.com/life-annuity/products/health-medicare/): Health insurance and Medicare supplement products. - [Specialized Products](https://www.specialtyprogramgroup.com/life-annuity/products/specialized-products/): Niche and advanced life and annuity product offerings. ### Life & Annuity Solutions - [Solutions Overview](https://www.specialtyprogramgroup.com/life-annuity/solutions/): Life & Annuity solution sets for brokers and financial professionals. - [Annuity Solutions](https://www.specialtyprogramgroup.com/life-annuity/solutions/annuity-solutions/): Annuity placement and strategy solutions. - [Life Policy Review](https://www.specialtyprogramgroup.com/life-annuity/solutions/life-policy-review/): In-force life policy review and optimization services. - [Advanced Markets](https://www.specialtyprogramgroup.com/life-annuity/solutions/advanced-markets/): Estate planning, business insurance, and advanced life insurance strategies. - [RDU](https://www.specialtyprogramgroup.com/life-annuity/solutions/rdu/): Registered Depositary Unit solutions. - [VIVE](https://www.specialtyprogramgroup.com/life-annuity/solutions/vive/): VIVE life and annuity solution platform. - [Brokers Service Marketing Group (BSMG)](https://www.specialtyprogramgroup.com/specialty-programs/brokers-service-marketing-group/): Life insurance brokerage general agency and distribution within the Life & Annuity division. --- ## Services Division Expert support services to help businesses stay prepared, resilient, and operationally strong. - [Services Division Overview](https://www.specialtyprogramgroup.com/specialty-programs/services/): Overview of SPG's services programs. - [Specialty Captive Group — Captive Insurance](https://www.specialtyprogramgroup.com/specialty-programs/specialty-captive-group/): Captive insurance program design and management. - [Avant Claims — Claims Management & Expertise](https://www.specialtyprogramgroup.com/specialty-programs/avant-claims/): Third-party claims management and expertise services. - [Disaster Recovery Services — Disaster Preparation & Recovery](https://www.specialtyprogramgroup.com/specialty-programs/disaster-recovery-services/): Insurance and services program for disaster preparation and recovery. --- ## Partnerships & Resources - [Mergers & Acquisitions / Explore Partnership](https://www.specialtyprogramgroup.com/mergers-acquisitions/): Information for specialty insurance businesses exploring acquisition or partnership with SPG. - [Partner Resources](https://www.specialtyprogramgroup.com/resources-for-success/): Hub for all resources SPG provides to its program partners and subsidiary companies. - [Actuarial Services](https://www.specialtyprogramgroup.com/resources-for-success/actuarial-service/): Actuarial analysis and rate support for program development. - [Business Strategy](https://www.specialtyprogramgroup.com/resources-for-success/business-strategy/): Strategic planning and growth resources for program businesses. - [Claims](https://www.specialtyprogramgroup.com/resources-for-success/claims/): Claims management resources for SPG program partners. - [Digital Strategy](https://www.specialtyprogramgroup.com/resources-for-success/digital-strategy/): Digital marketing and online distribution strategy support. - [Finance & Accounting](https://www.specialtyprogramgroup.com/resources-for-success/finance-and-accounting/): Financial management and accounting support. - [Human Resources](https://www.specialtyprogramgroup.com/resources-for-success/human-resources/): HR resources and support for SPG's program partners. - [Legal](https://www.specialtyprogramgroup.com/resources-for-success/legal/): Legal resources and contract support. - [Operations & Technology](https://www.specialtyprogramgroup.com/resources-for-success/operations-and-technology/): Technology, systems, and operational support. - [Product Development](https://www.specialtyprogramgroup.com/resources-for-success/product-development/): Support for developing and launching new specialty insurance programs. - [Sales & Marketing](https://www.specialtyprogramgroup.com/resources-for-success/sales-and-marketing/): Marketing and distribution support for SPG's program partners. - [Claims (Specialty Programs)](https://www.specialtyprogramgroup.com/specialty-program-insurance/claims/): Claims information for SPG's specialty program policyholders and brokers. --- ## Blog SPG publishes educational content for retail brokers and program partners across its specialty lines. ### Wholesale Insurance Blog - [Wholesale Insurance Blog](https://www.specialtyprogramgroup.com/blog/wholesale/): Overview of SPG's Wholesale blog posts and content. ### Life & Annuity Insurance Blog - [Life & Annuity Insurance Blog](https://www.specialtyprogramgroup.com/life-annuity/): Overview of SPG's Life & Annuity blog posts and content. ### Transportation Insurance Blog - [Transportation Insurance Blog](https://www.specialtyprogramgroup.com/blog/underwriting/): Overview of SPG's Transportation blog posts and content. --- ## Optional - [Sitemap Index](https://www.specialtyprogramgroup.com/sitemap_index.xml) - [Terms and Conditions](https://www.specialtyprogramgroup.com/terms-and-conditions/) - [Privacy Policy](https://www.specialtyprogramgroup.com/privacy-policy/) - [Compensation Disclosure](https://www.specialtyprogramgroup.com/compensation-disclosure/)